Lehigh Valley homes, Lehigh Valley for sale by owner, Lehigh Valley real estate, Lehigh Valley for agent, Lehigh Valley realtors, Lehigh Valley investment properties, Emmaus homes, , Emmaus for sale by owner, Emmaus real estate, Emmaus for agent, Emmaus realtors, Emmaus investment properties, Bethlehem homes, Bethlehem for sale by owner, Bethlehem real estate, Bethlehem for agent, Bethlehem realtors, Bethlehem investment properties, Whitehall homes, Whitehall for sale by owner, Whitehall real estate, Whitehall for agent, Whitehall realtors, Whitehall investment properties, Easton homes, Easton for sale by owner, Easton real estate, Easton for agent, Easton realtors, Easton investment properties, Allentown homes, Allentown for sale by owner, Allentown real estate, Allentown for agent, Allentown realtors, Allentown investment properties, Coplay homes, Coplay for sale by owner, Coplay real estate, Coplay for agent, Coplay realtors, Coplay investment properties, Northampton homes, Northampton for sale by owner, Northampton real estate, Northampton for agent, Northampton realtors, Northampton investment properties, Schnecksville homes, Schnecksville for sale by owner, Schnecksville real estate, Schnecksville for agent, Schnecksville realtors, Schnecksville investment properties, Alburtis homes, Alburtis for sale by owner, Alburtis real estate, Alburtis for agent, Alburtis realtors, Alburtis investment properties, Breinigsville homes, Breinigsville for sale by owner, Breinigsville real estate, Breinigsville for agent, Breinigsville realtors, Breinigsville investment properties, Orefield homes, Orefield for sale by owner, Orefield real estate, Orefield for agent, Orefield realtors, Orefield investment properties, Ironton homes, Ironton for sale by owner, Ironton real estate, Ironton for agent, Ironton realtors, Ironton investment properties, Walnutport homes, Walnutport for sale by owner, Walnutport real estate, Walnutport for agent, Walnutport realtors, Walnutport, investment properties, Catasauqua homes, Catasauqua for sale by owner, Catasauqua real estate, Catasauqua for agent, Catasauqua realtors, Catasauqua investment properties
Welcome

Richard Afflerbach
Realtor
1458 Countyline Road, Unit H
Huntingdon Valley, PA 19006
office: 215-376-4444
cell: 484-358-6021
rafflerbach@gmail.com
Serving the Greater Lehigh Valley

Helpful Info > Buying Your First Home    
How to Buy Your First Home....the Easy Way!

Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home Buyers Make

Buying a residence can be a hair raising experience. You will experience a roller coaster of emotions while finding the right place, securing the loan and finally moving in. For most of us, the first time home purchase is the largest investment we ve ever considered. The emotions of purchasing something so expensive and personal can often cloud our business judgment.

Most home purchasers do little or no research before they invest their nest egg. Doesn t it make sense to become as completely informed as possible before you buy your first home? This special report is designed to help you avoid 10 common and crucial mistakes. The right real estate professional can help you make good sound business decisions based on your personal situation.
  1. Inspect, Inspect and Inspect - Go over the inspection report with a fine tooth comb. Make sure the report was done by a professional organization. For condo purchases go over the CC&R s, By-Laws, and Association Fees. Don t take anything for granted... inspect everything!
     
  2. Imagine the Property Vacant - Your furnishings and decorations will be the ones filling this new residence. Don t be swayed by beautiful furniture; it leaves with the owner.
     
  3. Income + Lifestyle = Mortgage Payment - Sit down with your professional real estate agent and honestly discuss your income level and living expenses. Take into account future considerations, children, add-ons, amenities, and fix-ups. Your dream home is certainly worth a sacrifice but don t mortgage your entire future.
     
  4. View Several Homes - See at least 7-10 properties. Don t move too slow but don t move on the first property you see. With your agent s help you should be able to view enough properties to get a good overall perspective of the home market. When you find the right property all the leg work will be worth it.
     
  5. Utilize Your Team - By aligning yourself with the right real estate professional you will have an entire team at your disposal. Utilize your lender, title rep and agent. Each of them should work hand in hand for your benefit. Explore all the options before you sign.
     
  6. Be Columbo - Check out all costs and expenses before you sign. Utilities, taxes, insurance, maintenance and home owner dues if applicable. Make sure all utilities (gas, electricity, and water) are on during tyour walk-throughso you can inspect everything in working order. Ask lots of questions and be very detail conscious.
     
  7. Do a Final Walk-Through - Visit the property after all furnishings have been moved out to be sure there are no surprises. Be absolutely positive the property was left exactly as you had agreed upon in the contract. Things that could have been spotted in a final walk-through are often unintentionally overlooked.
     
  8. Plan For Flexibility - Closing dates are not written in stone. Allow for contingencies and have a back-up plan. If you or the sellers need a little more time to conclude the final arrangements, don t let these delays upset or frustrate you. These types of circumstances are not uncommon in a real estate transaction.
     
  9. If It s Not In Writing, It Doesn t Exist - All promises and discussions should be in writing. Don t make any assumptions or believe any assurances. Even the best intentions can be misinterpreted. Have your professional keep an ongoing log in writing of all discussions and get the seller s written approval on all agreements.
     
  10. Loyalty Breeds Loyalty - Be open, honest and up front with your team. Hard feelings and disloyalty will cause head aches, delays or may even keep you from getting into the home you worked so hard to locate. Take the time to select the right team in the beginning and your first home purchase will be a pleasing and memorable experience.


** To request more info, please fill out the following form:


Contact Information:
First Name *
Last Name *
Phone *
Email *
Comments
 



Helpful Information

Selling Tips
Buying Tips
For First Home Buyers
For Sellers
Dream Home Finder
No Obligation Consultations
Free C.M.A. Request
Seller Assistance
Current Mortgage Rates
Real Estate News
Useful Links
Buying Your First Home
Owning a Home
About interest rates
Attention: FSBOs
5 Secrets for Buyers
Mortgage Advice
7 Selling Mistakes
Moving Tips